Four tips for Career development

Career development is so important. While it is an all-encompassing process, it's not really difficult to understand. If you'd like to improve and enhance your career, consider these four tips to help you get started.

1. Develop a strong work ethic.
You can't be afraid to work hard. If you're lazy, you're going to struggle to climb the ladder. It's also important to remember that you have to work smarter as well. Always look for new ways to improve your workflow and systems. If you tend to be tired a lot, take a look at what you spend the most energy on. There might be some tasks you can hire someone else to take care of. Don't be afraid to improve and need the help of an assistant to be more productive in the workplace.

2. Find a mentor.
Understand that if you want a mentor, it's important to be strategic about it. In most cases, a mentor is someone who has a career you'd like to emulate. If you're a healthcare consultant and want to be at the top of your field, take a look at the major names in healthcare consulting. Pick one professional and find ways to serve them. If they're at the top of their game, chances are they're busy. Instead of asking for a lunch date to pick their brain, offer to help them with their schedule. Do their dirty work like picking up their dry cleaning or volunteering in their office. Once you serve, they're more likely to help you get to where you'd like to go as well.

3. Develop new habits that help you improve.
It's good to drink lots of water in order to remain energized. Relying on water and a healthy diet versus coffee might be a great habit to develop. Waking up an hour earlier to get in the office will help you become more productive. Many people work really well when they wake up early to accomplish their goals.

4. Network.
In many cases, it's not just about what you know. It's also about who you know. With that understanding, always remain focused on meeting new people. Take time off of your busy schedule to check in with people and develop relationships. Even if your connection is a ten-minute phone call to check in and say hello, this will help you maintain connections, build relationships and network well.


Whether it's due to climate change, a potential drop in the price of air conditioners, the trend of almost all new homes in the United States being built with central heat and cooling systems, or some other socioeconomic variable, the number of heating, air conditioning, and refrigeration mechanics jobs available is likely to jump "much faster than average" - according to the United States Bureau of Labor Statistics (BLS) - by a rate of 15 percent from 2016 to 2026.

Even though working on air conditioners likely doesn't seem like a thrilling job, its high pay and relatively low training requirements - don't forget the widespread ability to be one's own manager while out on calls - are attractive to many young people. Here are a few reasons why the job path is so sought after.

Salaries Are Comparatively High For The Type Of Work It Involves

According to the BLS, the median HVAC and refrigeration mechanic made roughly $47,000 per year; both salaries and wages were calculated the same way - by multiplying 52 weeks per year by 40 hours per week at $22.64 per hour. It's unlikely that most of these technicians and installers of home central ventilation units get paid salaries due to the per-job nature of their work and the fact that comparatively more white-collar workers are awarded salaries than their typically-wage-working, low-income counterparts.

Working With No Boss Is Rewarding To Many People

Many people are motivated to be self-employed because they simply don't want to work under the direction of a superior. Even though self-employment typically carries along a higher risk of business failure and becoming indebted due to bad business moves, its benefits are far more alluring.

You Can Advance

People who haven't worked as professional HVAC technicians don't understand HVAC systems' inner workings; former HVAC technicians are often hired into higher-up roles because of such hands-on experience.

No matter where you are, people look for - HVAC jobs in Hampton Roads, Flagstaff, Nashville, and Miami, for example - HVAC jobs like they're going out of style. Now you know exactly why they're so popular.


How to balance of work and relaxation

Many people grossly underestimate the challenges that come along with being an entrepreneur. If you're not careful, you can easily spend your entire life working around the clock. If you're constantly grinding, you're going to grind your body into the ground. You have to have a balance of work and relaxation. If you're in a position where you've felt a sense of burnout because of work, consider these ways you can begin practicing self-care.

1. Exercise.
If you start the day with this practice, you're going to give yourself a major burst of energy to keep going. Exercise is great because it gets the heart pumping and the blood flowing throughout your body. It's also excellent for weight management. If you ever get to a place where you're feeling sluggish, go for a quick walk around the neighborhood. The fresh air can help you get energized again. It can also serve as a great mental reset.

2. Soak in the tub.
Whether you own a regular tub or one of those custom walk in tubs, fill it up with warm and draw yourself a nice bath. You can choose to run a milk bath and add a few rose petals to the mix. The sensation is enough to help anyone unwind after a tough day. Plus, it'll your muscles relax.

3. Maintain a bedtime routine.
It's always wise to maintain a bedtime routine for a few reasons. First, it'll help you to stay on top of your sleep schedule. If you want to function at your best, you'll need to get rest. It's also important to monitor the amount of electronic use you're taking in before bed. If you're falling asleep with your cell phone in hand, this is a really terrible practice. In fact, it's a great way to make sure you don't receive the best sleep possible. Cultivate a bedtime routine by developing specific nighttime rituals (cup of chamomile tea, bubble bath, bedtime story, etc.) and always get in bed at a specific time. Leave the rest of the work for the next day. It'll all get taken care of. Let it go.

Keep Your Cool with an Air Conditioner Inspection

An air conditioning unit is a nice luxury to have on a warm day. You want to make sure the unit is properly maintained all year long. Routine maintenance can help you save money and extend the life of the unit. A yearly inspection is a good way to examine the unit and keep it in top shape. This basic check will examine the key elements of your air conditioning system.


The Rise of Cashless Payments with PESONet

The rise of cashless payments is here with PESONeta new electronic funds transfer service that enables customers of participating banks, e-money issuers or mobile money operators to transfer funds in Philippine Peso currency to another customer of other participating banksPESONet,  seen as a catalyst to spur the rise of cash-less payments in the country, is the best payment method for bulk disbursements or payments.  It is the most convenient and efficient alternative to checks!

To encourage people and businesses to conduct their financial transactions digitally, the Bangko Sentral ng Pilipinas (BSP) and the payments industry launched PESONet late last year as the country’s first Automated Clearing House (ACH) under the National Retail Payment System (NRPS). Since its launch, response among financial institutions was encouraging. By end of July 2018, there were already 58 financial institutions that signed up as participants with 43 of them already receiving PESONet transactions. On the other hand, 22 institutions have already made PESONet available in their online and mobile phone channels.

So why switch to PESONet? There are many benefits that digitizing payments can bring to both businesses and individuals. According to a study by Better Than Cash Alliance entitled “The Future of Supply Chains: Why Companies Are Digitizing Payments,” real benefits “can be accrued not just by companies but also their employees, suppliers, distributors, and in many instances, the communities they work in,” by going digital with their payments. Among these are improved efficiencyincreased revenuegreater transparency and security, and stronger business relationshipsSpecifically for the payees, they receive payments due them within the same day with no fees nor deductions. 

In the McKinsey Global Institute’s study “Digital Finance for All: Powering Inclusive Growth in Emerging Economies”, the Philippines’ share of digital payments is 2% of all payments.With PESONet now in place in the Philippines, the BSP hopes this will improve eyeing an increase to 20% in total electronic payment transactions by year 2020.

PESONet remains part of the BSP’s commitment to harness the power and reach of the digital space to push the agenda of greater financial inclusion. The digital revolution underscores the importance of innovation and technology to ensure the delivery of financial products and services to a wider segment of society,” says BSP Governor Nestor Espenilla, Jr.

So far, the response from the financial sector such as the banks, a vital component for PESONetis overwhelming. Not only was there an increase in the number of financial institutions that signed up with PESONet (total of 58 participants), the volume of transactions likewise increased. The Philippine Payments Management, Inc. (PPMI) reported that by end July  2018, a daily average of 39,000 PESONet transactions are processed. In terms of value, these transactions would be approximately PhP 3 billion per day. Compared to the same period last year, these grew by 27% in volume and 26% in value.

“These figures show a vast improvement from batch or bulk funds transfer prior to PESONet, which is already very encouraging. We hope to see more financial institutions to start using PESONet, particularly thrift and rural banks, the non-bank electronic money issuers, and government corporations as PESONet customers and businesses using PESONet for disbursements as well as collections,” explains PPMI Chairman Justo A. Ortiz. 

Among participating PESONet financial institutions includeANZ Bank, Bank of America, Bank of China, Citibank, CTBC Bank, Deutsche Bank, Development Bank of the Philippines, Eastwest Bank, HSBC, JP Morgan Chase Bank, Maybank, MUFG Bank, Ltd, Mizuho Bank, PNB, PSBank, Robinsons Bank, Shinhan Bank, Standard Chartered Bank, Sumitomo Mitsui Banking Corporation, UCPB, Unionbank and YuantaSavings Bank.

After PESONetthe BSP and the payments industry offered more options for the consumers to shift to e-payments with the InstaPayCompared to PESONet, which normally handles volume/bulk financial transactions, InstaPay transactions are done real time 24/7 through the internet and/or mobile banking channels of participating financial institutions limited to P50,000 per transaction and without limit on the number of transactions. Funds transferred through PESONet and InstaPay are received without deductions.

For more details about PESONet,  visit PESONet participating banks’ websites, www.pesonet.info or visit www.bsp.gov.ph